Wednesday, October 12, 2011

Mortgage Assistance: Mortgage Assistance Available in 2011

By John Roney


It has been predicted that millions of homeowners will lose their homes in the year 2011, due to foreclosure. This number will reduce, since foreclosure prevention has been made available, through multiple mortgage assistance programs.

Job losses, in this uncertain economy, have left many hard working people without income. Some, who have managed to keep their job, have found themselves with reduced hours, pay cuts and freezes. At the same time costs have gone up. From fuel to food the consumer pays more. All this while home values plummet and neighborhoods fall into disrepair. Economic uncertainty seems to rule the times.

Homeowners can find themselves needing mortgage assistance for a variety of reasons. Reduced hours and job loss can make paying a mortgage difficult. So are things that temporarily interrupt income, like and unexpected injury or illness. Unfortunately, there are added stresses on homeowners, which are the result of their poor planning. Finding a loan modification expert to help you get through the mountains of paperwork and guide you through the process is advised.

So many of these borrowers exist, that a new term was created, these homeowners were "underwater". That is not a term anyone wants to associate with home ownership. These borrowers can find, with the help of experienced a loan modification representative, a way to float again.

It is important to realize that mortgage assistance is available to borrowers who qualify and it doesn't come to you, you have to go after it. The government is not going to knock on your door to offer help. It is up to the borrower, who is facing foreclosure, or who thinks they might need assistance, to seek the advice of loan modification representatives for mortgage assistance.




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