Have you considered a long term care insurance policy? If not then you are not alone. Many people do not want to think about the possibility of needing long term care let alone having to buy an insurance policy for extended health care. However, you need to have this policy in place if you want control of your life.
Did you know that the average cost for long term care is sixty thousand dollars a year? And this is the bare minimum care you can expect to have. When your assets run out, and at sixty thousand dollars per year this will be fast, you will become a Medicaid patient.
This means that you will have to go where the government tells you to go. Nursing homes are required by law to have a certain number of beds for Medicaid patients. If the facilities in your area are full, then you need to go to a different location if you are relying only on Medicaid to pay for your care.
If you have to rely on you family, you have to accept the care they can afford to pay for. If you are fifty or above, it is time to look for the right plan. The insurance expert in your area can provide you with the information you need in order to choose the policy right for you.
Most people simply decide to skip this policy because they believe they will never need long term care or if they think they will, they think their relatives will take care of them. Of course you may not need this type of care, or perhaps your family will care for you, but this is insurance, and insurance provides peace of mind.
We can never predict what might happen to us. We might suffer a debilitating disease or injury and make long term care inevitable. Your family could be the most loving family in the world, but they might not have the resources to take care of you long term. This is the reality of life as we know it, and we have to be prepared for the worst case scenario.
Be prepared for the worst case scenario. Call an experienced long term health care insurance agent today for more information.
Did you know that the average cost for long term care is sixty thousand dollars a year? And this is the bare minimum care you can expect to have. When your assets run out, and at sixty thousand dollars per year this will be fast, you will become a Medicaid patient.
This means that you will have to go where the government tells you to go. Nursing homes are required by law to have a certain number of beds for Medicaid patients. If the facilities in your area are full, then you need to go to a different location if you are relying only on Medicaid to pay for your care.
If you have to rely on you family, you have to accept the care they can afford to pay for. If you are fifty or above, it is time to look for the right plan. The insurance expert in your area can provide you with the information you need in order to choose the policy right for you.
Most people simply decide to skip this policy because they believe they will never need long term care or if they think they will, they think their relatives will take care of them. Of course you may not need this type of care, or perhaps your family will care for you, but this is insurance, and insurance provides peace of mind.
We can never predict what might happen to us. We might suffer a debilitating disease or injury and make long term care inevitable. Your family could be the most loving family in the world, but they might not have the resources to take care of you long term. This is the reality of life as we know it, and we have to be prepared for the worst case scenario.
Be prepared for the worst case scenario. Call an experienced long term health care insurance agent today for more information.
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Before you go out and buy a policy go to long term care insurance. We represent 20 of the top LTCi providers. This gives you tremendous options.
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